1. Acceptance of Terms

Welcome to TruCare Insurance. By accessing or using our website trucareinsure.com and our insurance services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use our website or services.

2. Description of Services

TruCare Insurance is a licensed insurance agency providing health insurance solutions including Medicare, Prescription Drug Plans, Dental, Vision, Hearing, Cancer Insurance, Life Insurance, and other medical insurance products. We serve individuals seeking coverage as well as licensed agents and brokers looking to grow their business.

3. Eligibility

You must be at least 18 years old and capable of entering into a binding contract to use our services. By using our website, you represent and warrant that you meet these eligibility requirements.

4. User Responsibilities

When using our services, you agree to: provide accurate, current, and complete information; maintain the confidentiality of any account credentials; promptly update your information if it changes; use our services only for lawful purposes; not interfere with or disrupt our website or services; and not attempt to gain unauthorized access to our systems.

5. Insurance Products and Services

5.1 No Guarantee of Coverage

We do not guarantee that you will qualify for any particular insurance product. Coverage is subject to approval by the insurance carrier and depends on underwriting criteria, eligibility requirements, and other factors.

5.2 Insurance Carrier Relationships

TruCare Insurance acts as an intermediary between you and insurance carriers. The terms, conditions, and coverage of any insurance policy are governed by the policy documents issued by the carrier, not by these Terms and Conditions.

6. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of TruCare Insurance or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without prior written consent.

7. Disclaimer of Warranties

Our website and services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, TruCare Insurance and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, regardless of the theory of liability.

9. Indemnification

You agree to indemnify, defend, and hold harmless TruCare Insurance and its affiliates from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of our services or violation of these Terms and Conditions.

10. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites.

11. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes indicates your acceptance of the modified terms.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which TruCare Insurance is headquartered, without regard to conflict of law principles.

13. Dispute Resolution

Any disputes arising from these Terms and Conditions or your use of our services shall first be addressed through good-faith negotiations. If a resolution cannot be reached, disputes shall be resolved through binding arbitration in accordance with applicable arbitration rules.

14. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and TruCare Insurance regarding your use of our website and services.

16. Contact Information

For questions about these Terms and Conditions, please contact us at:

TruCare Insurance

Website: trucareinsure.com

Email: info@trucareinsure.com